It is what always is discussed at uni and what always happens. When you have time, you never have the cash to have as much fun as you'd like (be that purchasing, or travelling etc.) so you get a job. In a job you're stuck at work five days a week with little time to enjoy your new found wealth. Fairly soon you couldn't enjoy it even if you had the time because of loans, family etc.
When parents say "these are the best years of your life" to children at school / uni they cannot possibly understand because they don't value time as much as those who have so little of it. Or do they? I remember being annoyed at school because it took away time I wanted to spend playing. But I remember my focus being more on the work, rather than the time "wasted"...
And as someone recently said to me, maybe I'm just lazy? White middle class trash, spoilt in life and with no comprehension of the hardships possible in life?
I think the above is a damn good indication I need to move and and discover the real world and get out of my cocoon.